Commercial Bank Merchant


Get loans up to $10m from Iowa Business Funding. You can apply with a minimum monthly gross income of $15k. You can be sure to get an approval in 72 hours, as we take only 2 days to process your applications and grant the funds.

We don’t have a daily ACH program. You can repay your loan using our fixed monthly payment option. The minimum time period for our loans is 3 months. You can also count on our 15 years of nationwide business funding experience to give you unsecured loans.

Eligibility criteria for loan approval

If you have a credit score of 680 or more, you qualify for our simple interest loan with prices starting at 6.99%. Your company should be at least 2 years old in the business. However, an approved healthcare provider who’s in business even for a day is eligible for this loan.

Easy documentation required for loan application

To apply for a loan, you’ll need to provide your previous 4 months’ bank statements with all pages, previous 4 months’ merchant processing statements, and the completed application for the loan. There is no collateral required. We accept almost all businesses.

You can expect the money to be transferred to your bank account in as little as 12 to 24 hours. You’ll find that both the qualification criteria and the documentation process are very easy. You get a business loan for a minimum of 3 months and up to 10 years’ repayment terms when you choose us.

To Apply for a commercial bank merchant loan,
Apply Online or Call Us: 319-449-4997

For business loans outside the state of Iowa, check out

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