Fix and Flip


You’ll find the ideal loan options at Iowa Business Funding. Both owner and non-owner-occupied commercial properties are eligible for funding from us. You can also include land purchase up to 55% of the lot purchase price in the construction loan.

Commercial properties we work with include office buildings, retail stores, shopping centers, warehouses, 5+ multi-family units, and most other income-generating properties. You basically need to fill out an application and provide 3 months of bank statements and we’ll get your loan approved as soon as possible.

Get loans with a minimum credit score of 500

You can apply for a loan amount ranging from $50k to $1m with a credit score as low as 500. As a buyer, you must have down and closing costs. You should also be able to service monthly debt payments regularly. We accept applications from foreign nationals too.

Advantages of opting for our loans when you fix and flip a residential space

  • 1-4 NOO units, condos, and town homes
  • No credit scores required if LLC
  • Up to 90% loan-to-cost and/or up to 100% of rehab cost
  • Up to 75% of the ARV (After Repaired Value)
  • Up to 6% seller concessions allowed
  • Interest only payments
  • Fixed rates as low as 7%

Looking for Funds to Fix and Flip a Residential or Commercial Space?

Apply Online or Call Us: 319-449-4997

For business loans outside the state of Iowa, check out

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