Get the Capital You Need
Quick & Easy Business Funding
Welcome to Iowa Business Funding, your go-to source for fast and flexible financial solutions. We specialize in providing quick access to capital, whether you need purchase order financing, cash flow loans, or equipment leasing. With our easy application process and a wide range of funding options, we help businesses across various industries meet their financial needs efficiently. Trust us to support your business with customized funding solutions up to $10 million.
Industry Leader
We are recognized as an industry leader, providing top-tier financial solutions tailored to your business needs.
Rapid Funding
Experience rapid funding with our efficient processes, ensuring you receive the necessary capital without delays.
Simple Process
Our simple process requires minimal documentation, making it easy for you to access the funds you need quickly.
SECURE YOUR FUNDS TODAY
Reliable Financial Support
Iowa Business Funding is dedicated to helping businesses overcome financial hurdles. Our short-term funding solutions are designed to keep your operations running without interruption. We work with a vast network of lenders to provide the best options. Secure the funds you need with our reliable and fast services.
discover our suite of
Diverse Business Funding Services
Our services are designed to provide seamless financial solutions to keep your business operations uninterrupted. By partnering with a vast network of lenders, we ensure you receive the most optimal funding options tailored to your needs.
Loans from $5K to $10M
Fast and Flexible Business Capital & Loan Options
Iowa Business Funding offers business capital loans up to $10 million to meet your operational needs. If you're running short of funds while fulfilling a large order, our purchase order financing can provide you with a loan ranging from $5k to $10m. We offer multiple financing options, including cash flow financing and invoice factoring, tailored to suit your business requirements. Additionally, we provide equipment leasing and leaseback options for medical, construction, farming, restaurant, manufacturing, and office equipment.
Enjoy Low Fixed Rates with our
Convenient Fix and Flip Loans
Iowa Business Funding offers ideal loan options for both owner- and non-owner-occupied commercial properties, including land purchases up to 55% of the lot purchase price. Eligible properties include office buildings, retail stores, warehouses, and multi-family units. With a minimum credit score of 500, you can apply for loans ranging from $50k to $1m, and foreign nationals are welcome to apply. Enjoy advantages like up to 90% loan-to-cost, up to 100% rehab cost coverage, interest-only payments, and fixed rates as low as 7%.
Simple Application, Fast Approval
Transforming Healthcare Capital Access
Our non-traditional healthcare cash advance is transforming how healthcare businesses secure capital. Repayment is based on a fixed percentage of future insurance receivables rather than set payment amounts. This flexible approach allows for easy loan repayment as funds come in from various insurance processors. With a simple application process and quick approval, healthcare providers can use the funds for payroll, marketing, equipment purchases, and more.
get the money you need now
More About Our Simplified Business Funding Process
Our streamlined process makes applying easy, thorough, and tailored to meet your specific needs. Save time and avoid hassle with our efficient approach, ensuring a smooth experience from start to finish. Contact us today to see how our loan solutions can help you reach your financial goals!
1. Contact us
Contact us by phone, email, or via the get started button.
2. Tell us your funding needs
Describe your project and tell us your needs.
3. Consultation
We'll get you the money you need and draw up a plan that you can look over.
4. Receive funding
Obtain the funds!
Enhance Your Financial Operations
Expert Commercial Bank Merchant
Iowa Business Funding offers commercial bank merchant loans up to $10 million, with applications processed and approved within 72 hours. You can apply with a minimum monthly gross income of $15k and a credit score of 680 or higher for interest rates starting at 6.99%. Our repayment plans feature fixed monthly payments, with loan terms ranging from 3 months to 10 years and no collateral required. With over 15 years of experience, we provide easy and fast access to unsecured business loans nationwide.
Greater Leverage and Flexibility
Asset-Based Lending Solutions
Iowa Business Funding offers convenient asset-based lending options to meet your business needs. Our asset-based loans provide greater leverage, softer covenants, and flexibility that traditional banks often do not offer. Whether you are in the US, Puerto Rico, or Canada, you can customize your loan ranging from $500k to $50m with loan-to-value ratios from 50% to 90%. Our loans are available even if you have bruised credit, bankruptcy, or foreclosure and can be secured against assets such as multi-family housing, mixed-use buildings, hotels, and more.
Frequently Asked Questions
Find answers to common inquiries below. Reach out for more information.
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Contact Us
Business Funding
Contact Information
Business Hours
- Mon - Fri
- -
- Sat - Sun
- Closed
4403 1st Ave SE, Suite 110
Cedar Rapids, IA 52402